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Name: Dennis
Country: United States
State: Maryland
Birthday: 4/6/1954
Gender: Male


Interests: Lurking & prowling in cyberspace, reading, walking & playing with my dogs.
Expertise: My interests include Religion & spirituality, Psychology, Computers & the Internet, and a plethora of various & misc other things.
Occupation: Other
Industry: Other


Message: message meEmail: email me
Website: visit my website


Member Since: 6/20/2003

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Tuesday, April 13, 2004

quite a busy day today......

First off, I have several items at work I am working on, and of course evryone want's there stuff ASAP. The big event today though was mailing out the checks from my Home Equity Loan.

I have been working on this loan for about a month. I figure it will be a very good deal. I refinanced my 2nd mortgage and also took enough to pay off the credit cards. I have drastically reduced my interest rate, cut my payments in half, 15 year term and of course the interest is deductable.

I had my credit cards in a Credit Counselor program in which I sent them a single large payment which they doled out to the creditors. They had got me some rate decreases and they were doing a pretty good job, but now I will be doing much better. The big key though is STAY OFF THE CREDIT CARDS !

I did learn something today though. When I started with the Credit Couselor I had to set up an electronic debit from my checking account to them for the monthly payment. Anyway, about 2 weeks ago I called them and told them to close my account and stop the monthly debit; I also went to my bank and told them to stop payment on the monthly debit from the Credit Counselor. Anyway, the bank charged me $30.00 for a stop payment, which is fine, if they do what they say they will do.

Well, lo and behold, I check my account this morning and see that the Credit Counselor had taken their monthly debit !! I called them and they told me they will reverse the debit. Later, I went to the bank and told the manager that I wanted a refund on the $30 fee, which he agreed to credit my account for that. The bank manager told me that a stop payment is really only effective with checks or 1-time payments, it does not work with a monthly debit. He said they have my account # and the only way to stop the debit is to get them to stop doing it, or to close the account !

Lesson Learned: do not set up automatic debits with anyone, pay your bils yourself !

all for now....


DJR  

 


Sunday, April 11, 2004

well hell ! I just posted that test thing on my tblog and it looked good. I wonder if this blog takes HTML ? I shall have to look into it and learn how to do it !!

all for now again !!

DJR


I saw this test on another blog, so I took it.

<div align="center"> <table style="color: black; background: #D7DCCA" border="0" cellpadding="0" cellspacing="2" width="270"> <tr> <td style="color: black; background: #eeeeee"> <div align="center"> Global Personality Test Results</div> </td> </tr> <tr> <td><b>Sensate</b> (43%) moderately low which suggests you are unaware, aloof, and disconnected from your environment and physical self.<br> <b>Intellectual</b> (63%) moderately high which suggests you tend to be internally motivated, self seeking, and independent.<br> <b>Assertive</b> (56%) moderately high which suggests you are proactive, direct, competitive, and hard working.<br> </td> </tr> </table> <a href="http://similarminds.com/global.html">Take Free Global Personality Test</a><br><font size="1"><a href="http://similarminds.com">personality tests by similarminds.com</a></font></div>

I agree totally with the intellectual part, and I am direct and hard working, but I realy don't think of myself as competitive. It is true that I am somewhat aloof, but again, not sure about the disconnected from environment & physical self part - I really don't think I am THAT aloof !

all for now.....

DJR


Wednesday, March 31, 2004

Here is a good story I got in my email from my buddy Smitty.....

DJR


A wealthy man and his son loved to collect rare works of art. They had everything in their collection, from Picasso to Raphael. They would often sit together and admire the great works of art.

When the Vietnam conflict broke out, the son went to war. He was very courageous and died in battle while rescuing another soldier. The father was notified and grieved deeply for his only son.

About a month later, just before Christmas, there was a knock at the door. A young man stood at the door with a large package in his hands. He said, "Sir, you don't know me, but I am the soldier for whom your son gave his life. He saved many lives that day, and he was carrying me to safety when a bullet struck him in the heart and he died instantly. He often talked about you, and your love for art." The young man held out this package. "I know this isn't much. I'm not really a great artist, but I think your son would have wanted you to have this."

The father opened the package. It was a portrait of his son, painted by the young man. He stared in awe ! at the way the soldier had captured the personality of his son in the painting. The father was so drawn to the eyes that his own eyes welled up with tears. He thanked the young man and offered to pay him for the picture. "Oh, no sir, I could never repay what your son did for me. It's a gift."

The father hung the portrait over his mantle. Every time visitors came to his home he took them to see the portrait of his son before he showed them any of the other great works he had collected.

The man died a few months later. There was to be a great auction of his paintings. Many influential people gathered, excited over seeing the great paintings and having an opportunity to purchase one for their collection.

On the platform sat the painting of the son. The auctioneer pounded his gavel. "We will start the bidding with this picture of the son. Who will bid for this picture?"

There was silence.

Then a voice in the back of the room shouted, "We want to see the famous paintings. Skip this one."

But the auctioneer persisted. "Will somebody bid for this painting. Who will start the bidding? $100, $200?"

Another voice angrily. "We didn't come to see this painting. We came to see the ! Van Goghs, the Rembrandts. Get on with the real bids!"

But still the auctioneer continued. "The son! The son! Who'll take the son?"

Finally, a voice came from the very back of the room. It was the longtime gardener of the man and his son. "I'll give $10 for the painting." Being a poor man, it was all he could afford.

"We have $10, who will bid $20?"

"Give it to him for $10. Let's see the masters."

"$10 is the bid, won't someone bid $20?"

The crowd was becoming angry. They didn't want the picture of the son. They wanted the more worthy investments for their collections.

The auctioneer pounded the gavel. "Going once, twice, SOLD for $10.!"

A man sitting on the second row shouted, "Now let's get on with the collection!"

The auctioneer laid down his gavel. "I'm sorry, the auction is over."

"What about the paintings?"

"I am sorry. When I was called to conduct this auction, I was told of a secret stipulation in the will. I was not allowed to reveal that stipulation until this time. Only the painting of the son would be auctioned. Whoever bought that painting would inherit the entire estate, including the paintings.

The man who took the son gets everything!"

God gave His son 2,000 years ago to die on the cross. Much like the auctioneer, His message today is: "The son, the son, who'll take the son?"

Because, you see, whoever takes the Son gets everything.

FOR GOD SO LOVED THE WORLD HE GAVE HIS ONLY BEGOTTEN SON,THAT WHOSOEVER BELIEVETH IN HIM SHOULD NOT PERISH BUT HAVE EVERLASTING LIFE.

Please send this to ten people and back to the one who sent it to you.

Do whatever you like, but remember that maybe "one" of the people you might have taken the time to send this to, may be just the person who needs to hear this message. You have a choice to make.''


Saturday, March 20, 2004

http://www.christianitytoday.com/movies/commentaries/passion-prejudice.html

" As a film critic and nationally syndicated radio host who also happens to be an observant Jew and longtime president of an Orthodox congregation, I felt heartsick over the denunciations of an unfinished movie almost no one had seen. In the past, I've supported and spoken for the ADL and I recognize its importance to the Jewish community.

Concerned about the unnecessary crisis, I called the ADL office in New York City to say that the angry tone of its press statements would eliminate any chance that Gibson would cooperate in making adjustments to his movie. I also invited ADL director Abraham Foxman to discuss his concerns on my radio show, but he repeatedly declined. In discussing the issue on the air, and in my USA Today column, I emphasized that the attacks on Gibson seemed premature and unfair, especially when connected with the guilt-by-association campaign focusing on his father. Did the star's critics honestly expect him to make some public denunciation of his own parent in order to distance himself from accusations of bigotry?" - Michael Medved

http://www.usatoday.com/news/opinion/editorials/2003-07-21-medved_x.htm

" [T]he worries about anti-Semitic messages in the upcoming epic seem overblown based on known facts about the project. Of course, members of the religious establishment in ancient Judea come across badly in New Testament accounts, but beyond these villains, the new movie boasts a Jewish hero (or Hero) — not to mention many other sympathetic Judeans, including Christ's disciples and mother. Moreover, Gibson emphasizes the Hebraic identity of the Man from Nazareth. Production stills show actor Jim Caviezel as perhaps the most Semitic Jesus in cinema history — a welcome change from the Nordic Messiahs in many previous films. To make certain no one ignores the Jewish identity of Christ and the Apostles, Gibson insisted that his actors speak nearly all of their lines in Aramaic, the language of ancient Judea and a close cousin of Hebrew. " - Michael Medved

http://www.newsmax.com/archives/ic/2004/2/24/224229.shtml

" Harvey J. Fields, rabbi emeritus of Wilshire Boulevard Temple in Los Angeles and a longtime interfaith leader, disagreed. Charges of anti-Semitism, he told the Times, were "off target" and he added that he was "disappointed and frankly embarrassed" at the way some Jewish leaders had condemned the film before its opening." - Rabbi Harvey Fields

http://www.dhonline.com/articles/2004/01/09/news/religion/religion02.txt

" It's unfair of Jewish critics to defame Gibson for saying what the Talmud and Maimonides say, and what many historians say. Oddly, one of the scholars who has denounced Gibson most vigorously -- Paula Fredriksen, a professor of religious studies at Boston University - is the author of a meticulously researched book, "Jesus of Nazareth," that suggests it was the high priests who informed on Jesus to the Roman authorities. " - David Klinghoffer



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